Happy with Citibank Giant, UOB and Alliance and upset with Diners AAM
November 7th, 2008 by kraal
Received my RM50 voucher today from Citibank Giant, for signing up for their co-brand card. Citibank member get member promotion is now on. If I can signup 8 new Citibank card members, they will give me a laptop!. Anyone want to JV with me?.
UOB now gives 4% cash back at Giant, Tessco effective 1st Nov. Looks like I can keep away my Giant card for the moment.
Alliance Bank just gave me a Platinum mastercard. Why I like this card is because they have a cash back starting at 0.6% up till 1.5%.
Diners Club AAM again messed up my statement since August and till today is still not settled. Talked to 2 agents earlier and yesterday talked to Suzanne the Asst Manager. Let’s see if my statement can be straightened out. The reson I still hold this card since 1993 is because of my insurance policies and also they give 5% cash back for any petrol brand.
Non ‘bumiputra’ becomes President of USA
November 4th, 2008 by kraal
Imgaine this, a non-”bumiputra” can become the 44th President of USA - the most powerful nation on planet Earth!.
For the benefit of non-Malaysians, bumiputra means sons of the earth and denote the Malay race, who own special rights and priviledges in Malaysia. Bumiputras only, can become the Prime Minister, Deputy Prime Minister, Defense Minister and Finance Minister in Malaysia.
I do hope and pray he will turn the sickly USA around, so that everyone else can recover from the global downtrend.
Yes there is hope, if you have what it takes or believe your kids do, and want to become President of USA, you can always emmigrate there and begin your political career in the land of opportunity.
As for the non-bumiputras in Malaysia, I guess you have to wait another 200 years before it could happen here.
Congratulations again to President Obama. Do come to visit us soon!.
Convergence of Trends
November 1st, 2008 by kraalComplaints with Allianz, Citibank and Giant resolved this week
October 24th, 2008 by kraal
Finally, Fasfix and Allianz sent me a policy endorsement after the blunder made by Fasfix when I renewed my insurance with them in April. 6 months to resolve this is totally unacceptable, so that is the last timeI will get my insurance from Fasfix.
After lunch at KLCC with a customer, I went over to Citibank to resolve some issues with my Airasia annual fees and Giant rebates. Met up with Winnie who gave me her mobile number and told me to call her anytime I need help with Citibank. Wow, talk about great service, Winnie was pretty and exceptional.
I bought a water flask from Giant Hypermarket on 10 Oct and was quite disappointed, as the water could only keep hot for 3 hours. So yesterday 24th, I went to claim a refund. While I am totally happy with the Giant customer service, I am concerned that maybe they are offering inferior products to be sold cheaply.
Since the RM50 flask didnt work, I decided to get a RM20 flask. Seems to be working correctly now, and the maid is happy, not having to boil water so often.
Click to donate a free mamogram and prevent Breast Cancer
October 18th, 2008 by kraal
The Breast Cancer site is having trouble getting enough people to click on their site daily to meet their quota of donating at least one free mammogram a day to an underprivileged woman.
It takes less than a minute to go to their site and click on ‘donating a mammogram’ — for free (pink window in the middle).
This does not cost you a thing. Their corporate sponsors/advertisers use the number of daily visits to donate a mammogram in exchange for advertising.
Here’s the web site! Please pass it along to people you know.
http://www.thebreastcancersite.com
For early detection and monthly breast self examination, read more at
Will your kids study in the top 10 universities?
October 13th, 2008 by kraal
If money was no object, would you want your kids to study in one of the top 10 universities globally?
The lastest ranking released by the Times Higher Education-QS World University Rankings http://www.timeshighereducation.co.uk/ are as follows:-
Of the top 100, 33 are in USA and 17 are in UK. The top 10 are
1. Harvard, USA
2. Yale, USA
3. Cabmridge, UK
4. Oxford, UK
5. Califonia Institute of Technology, USA
6. Imperial College London, UK
7. University College London, UK
8. University of Chicago, USA
9. Massachusetts Institute of Technology, USA
10. Columbia, USA
As a consolation 9 of the top 50 are from Asia, but the Malaysia boleh ones came in between 213 and 320.
Money is not everything, but it can certainly buy a good education in one of the top 10, 50 or even 100 universities. So if you still looking for the money, maybe it’s time to start a part time Bioslife Slim Franchise .
So where will your kids graduate from?.
Are you worried about your finances and health yet?
October 10th, 2008 by kraal
Stock markets are nose-diving down, wiping off trillions of dollars. Banks are collapsing and businesses everywhere, are reporting a slow down.
Singpaore is officially in recession and some economists say this crisis will be worst than the 2002 and 1997 events.
If you are dependant on just one source of income, now is a good time to be an entrepreneur, and start a home based franchise business.
The Bioslife Slim pre-launch in Malaysia and Singapore in Sept 2008, saw sales increase by 37% month on month. In Germany sales up 400% and Korea up 250% month on month.
Bioslife Slim will grand launch in November 2008 in Malaysia, Singapore & Thailand and if you would like to get a piece of the cake and profit from this new Fat Loss science drink, the time is NOW!.
Go to www.youtube.com/onlineadvisor to see the 2 videos or my blogs athttp://cholesterolcare.blogspot.com . As a result, our bodies end up storing more fat.
The hormone responsible for controlling how much fat the body stores is called “Leptin”. By regulating leptin we can effectively reduce fat storage and turn our body into a FAT BURNING machine!
And Bios Life Slim helps by stabilising the fat hormone “Leptin” so that our body can more efficiently burn fat. Thus we can slim and stay slim. Watch your body transform into a slimmer, more energetic you!
Bios Life Slim not only helps prevent our bodies from storing excess fat, but it also allows existing fat to be burned away - naturally. You don’t have to starve or go on a diet. No jitters, no starving and no stimulants. Just take your usual normal meals, after drinking “Bios Life Slim” 10 mins before your meal twice daily.
It is 100% safe, natural and has no known side effects. You should be able to see visible results in 90 days (3 mths), the time needed for your body’s ability to regulate fat. However, you will likely to see fat loss within the first six weeks. However, you can consume more Bios Life Slim to get faster results.
After 30 years of dieting, meal replacements, stimulants, and yo yo weight loss, finally Bioslife Slim orange drink with real science, will give you lots of Energy and give you permanent Fat Loss, not temporary weight loss.
Safe for children 6 years and above, just drink Bioslife Slim 10 minutes before your lunch and dinner, and watch your inches disappear.
Will you ride the orange wave and profit from the Bioslife Slim franchise?. I don’t know about you, but those that take action will certainly be happy helping others look better and feel better.
To start the Bioslife Slim franchise, you need initial stocks of 10 boxes and my global Franchise number 6641560 . Start up investment for your stocks is RM2,900 / S$ 1,284 inc GST.
Barcodes identify the country of manufacture
October 4th, 2008 by kraalWith more and more melamin laced products from China and Taiwan, we really got to check where food products are produced.
Here is a way to differentiate Taiwan made products and China made products : by looking at first three digits of its Bar Code.
If the 1st 3 digits are 690, 691 or 692 - China made
If the 1st 3 digits are 471 – Taiwan made
Happy shopping
Simple Logic to add to my philosophy
October 1st, 2008 by kraalI was born intelligent - education ruined me.
Practice makes perfect. But nobody’s perfect. so why practice?
If it’s true that we are here to help others, then what exactly are the others here for?
Since light travels faster than sound, people appear bright until you hear them speak.
How come ‘abbreviated’ is such a long word?
Money is not everything, but everything costs money Luckily there is always Mastercard & Visa.
Behind every successful man, there is a woman
And behind every unsuccessful man, there are two.
Every man should marry.After all, happiness is not the only thing in life.
The wise never marry,.and when they marry, they become otherwise.
Never put off the work till tomorrow, what you can put off today.
‘Your future depends on your dreams’ So go to sleep now
‘Hard work never killed anybody’ But why take the risk
‘Work fascinates me’ I can look at it for hours
God made relatives; Thank God we can choose our friends.
The more you learn, the more you know,
The more you know, the more you forget
The more you forget, the less you know
So.. why learn.
A bus station is where a bus stops.
A train station is where a train stops.
On my desk, I have a work station….
What more can I say……